In the last few months, we have had several burdens upon us.
We haven’t been able to go camping; and this is when we’d be quite frequently camping. My wife’s Congestive Heart Failure (CHF) is giving her trouble with being able to catch her breath after doing the most simple of things. She’s able to get around, but has to stop about every 20 feet to catch her breath, and has no stamina, due to the lack of ability to get into condition. My old knees haven’t been right, restricting my own mobility; and although I’m working on getting into better shape, even that’s gone in the wrong direction lately.
Thanks to my former boss (VP of HR) and his prescience, he got me into a category such that if there were cuts, it was going to make cutting my job hurt my employer rather badly. Consequently I have a year of full severance and fully paid COBRA insurance coverage for both of us, as we were covered in that manner previously.
There’s a ‘but’ with that.
Meanwhile, to keep my wife’s health up, we’d of course been on several doctor’s visits. But there were ongoing problems with getting the insurance to cover her visits. After many phone calls, and probably a day’s worth of waiting on hold, we discovered in April that my wife was supposed to have immediately applied (back in January when my job was terminated) for Medicare in order for the COBRA insurance to partner in covering her – so all coverage since January has been denied!
CHF isn’t a cheap disease to have. And you have to stay ahead of it. But with expensive visits (let’s call it the equivalent of a couple car payments) she’s had to skip the visits until Medicare begins coverage.
There is good news: We finally have things straightened out, and she will be fully covered again after June 1. We have doctor’s visits scheduled ASAP after that date, as her CHF symptoms are really bothering her.
The bad news is that even after appeals, we find ourselves liable for well over a thousand dollars in medical bills.
Meanwhile, God continues to remind me that he is on my side. And we respond by looking up in faith, instead of looking around; we both remain positive that things will turn out okay.
And now, in a God-moment of “look at this, child”: I came to this devotion in Tony Dungy’s book, The One Year Uncommon Life Daily Challenge. I’m giving proper credit and quoting ver batim with editing for flow. I’m also highlighting the passages which struck me:
If God is for us, who can ever be against us? Romans 8:31
How many times have we prayed for a certain outcome, imagined that a problem has only one solution, and lost heart when that outcome or solution didn’t occur? How many times have we seen that happen in our lives at home, at work, in sports, or with financial investments?
And then we learn, of course, that God has something much better in store. That’s what the apostle Paul proclaims in today’s verse.
For me, 2001 was a monster of a difficult year in Tampa Bay. First, as a team, we had all gone through the uncertainty of 9/11 and the aftermath together with the rest of the country. But we rallied from a slow start to make the playoffs again, only to lose to the Philadelphia Eagles in Philly—again. Off the field, the media was having a field day speculating whether I would be fired and if Bill Parcells would be the guy to replace me.
My staff and I just kept coaching, believing that the Lord requires us to do our jobs and He will take care of the rest. And then, despite much prayer, we were fired. That was not the answer or outcome we were looking for, but it was the answer we got.
And so in the midst of much disappointment and uncertainty for the future, we packed up, not knowing what doors the Lord would open tomorrow, but still believing He would provide. And He did. The Indianapolis Colts called with a mission statement they wanted me to fulfill.
If God is for us. (How could I have forgotten that promise?) Then who can ever be against us? Once again I was reminded that in every outcome—whether it was the one I had been praying and hoping for or not—God had a good plan in place, something whereby He would be glorified. And the amazing thing about that plan? It was just one of many in my life.
Ever since the appeals were denied, as I continue the prayerful hunt for a new job, I’d been looking to God to find me the right one, and with immediate medical coverage. It didn’t take much calculation to see that it would take just two of the COBRA payments from my former employer to fully pay off our medical bills.
But God is at work here. His timing is perfect, as always. In the mail on Saturday came the notice for my first payout of my pension, which was activated upon, and retroactive to, my job’s termination.
The check is exactly enough to cover all our medical expenses.
Thank you Lord.